Business Expenses

Business Expenses

Because the business accounts still have to be paid

The Business Expenses benefit is specifically designed for self-employed individuals and provides an ongoing monthly benefit amount if you are unable to work as a result of sickness or injury and unable to meet the fixed operating expenses of your business.

Business Expenses cover allows you to insure up to 100% of allowable expenses, which your business is likely to incur if you become totally disabled. 

Typical business expenses covered may include:

  • office rent;

  • regular business mortgage repayments or business loan instalments;

  • equipment leasing costs;

  • electricity, gas, water and telephone payments.

You can purchase this benefit on its own, or together with the Income Protection benefit.

You should consider this type of cover...

if you are self employed or a business owner


Townsend Insurance Services advisors can help you decide if you need Business Expenses Insurance.

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