Total & Permanent Disability

Life Insurance

Because no one's bullet-proof

It’s easy to take your health for granted when you’re fit and active. But even the healthiest people aren’t bullet-proof, and sickness and accidents occur. Think about everything you’d lose if you could never go to work again and the financial burden that would place on those around you.

Total and Permanent Disability (TPD) insurance recognises how valuable your health is – protecting your lifestyle if something happens to you. It pays a lump sum, or equivalent instalments, if you are disabled as a result of sickness or injury.

This lump sum payment could be used to pay off the mortgage and other outstanding debts, cover the costs associated with a long term disability such as full-time care or modifications to your home.


If you have children, a mortgage or any other debts...

there’s every chance you need TPD insurance


Let Townsend Insurance Services help you decide on what cover you need, based on your own individual circumstances and budget. Contact us now »

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